• Business start-ups

• Contractors and sub contractors

• Raising finance 

• The independent motor trade

Most business that fail, do so in the first two years of trading. We can guide you through the start-up process and establish your business in the most effective form. To let you get on with what you do best – running your business.    This might mean advising on whether you should operate through a company or setting up a partnership or simply ensuring that you register your business with the various governmental departments. We will provide an initial free consultation to establish what your business start-up requirements are and how you should best approach this most critical step.

Whatever your industry or business, if you are a contractor or sub-contractor, your independent status is under concerted attack from the authorities. Although you don’t have the legal protection afforded to employees, you may well be deemed to be one by the tax authorities. On the other hand, if you employ sub-contractors, you could be liable for their taxation. It is a complex area but we, at Upminster Accountants, may have a solution for you.  (Please note, although we do not specialise in running construction industry schemes our contractors/sub-contractors advice could help you)

We don’t believe that our clients should borrow. The cheapest money you can use is your own - earned from past profits. In the real world however, business at times must raise finance to, for example, expand, buy machinery, vehicles etc. We can help you present your business in the best possible light to lenders.

Our experience of the motor trade is based on financial management within many of these businesses. Conditions in the franchised sector are changing and car owners are realising how manufacturers exploit their position. The future for the independent sector is getting better. We can help you maximise this opportunity. Talk to us – we talk your language.